Effective 1/1/2017, we will remain with Humana for medical coverage. We continue to offer four plans: $500 individual/$1000 family deductible plan, Office copays $20 primary care/$40 specialist; Coverage 1st $1,500 single/$3,000 family, Office copays $30 primary care/$50 specialist and two high deductible plans (HDHP) at $2,650 single/$5,250 family and $5,000 single/$10,000 family. Below are the benefit summaries for all the plans.
- NPOS $500 Benefit Summary
- Coverage 1st $1500 Benefit Summary
- HDHP $2650 Benefit Summary
- HDHP $5000 Benefit Summary
As part of being a Humana member you also have access to several benefits as a result of that. These benefits include but are not limited to Humana Vitality and EAP. The document below explores those member value adds.
For cost specific information, questions or concerns please contact Deena Burks.
*Benefit Summaries are only a snapshot of the plan. The plan document details how the actual benefits pay through claims. Actual payments of services could vary from benefit summary. Please contact Insurance Services for a detailed benefit document.
Summary of Benefits & Coverage
These documents are required to be accessible due to the Affordable Care Act. In the Summary of Benefits & Coverage it goes more in depth on how the benefits pay and offers a few scenarios to help guide you on how the benefit works.
Did you know?
As part of your medical coverage, you are allowed 1 basic eye exam visit per member per year at an in network Ophthalmologist. Go to www.humana.com Find a doctor; to access updated lists.
CompDent (Closed Enrollment; you can only make changes on this plan if you are currently enrolled on this plan)
Health Savings Account (HSA) Information
A Health Savings Account is only available if you elect to have the High Deductible Health Plan (HDHP). The HSA gives you the ability to use pre-taxed deductions to save for future healthcare costs. If you are enrolling in the HSA for the first time, in order to get the Corporation’s contribution or in order to contribute from your pay, you have to open an HSA at Mainsource Bank on Grant Line Rd.
For new HSA members to start a contribution please contact Deena Burks. YOU HAVE TO OPEN AN ACCOUNT THROUGH MAINSOURCE BANK TO RECEIVE CONTRIBUTIONS TO YOUR HSA.
Below please find the benefit summary on how the plan works. Anthem is the carrier for this benefit. To find in network providers go to www.anthem.com>find doctors and select Blue View Vision product.
Voluntary Benefits Information
Colonial Life is our voluntary benefits provider. Below is plan information and cost.
- Group Cancer Level 3 with Additional Benefits
- Group Cancer Level 4 with Additional Benefits
- NAFCS Group Critical Care Brochure
- NAFCS Group Accident Brochure
- NAFCS Group Disability brochure
- Voluntary Life Benefit Summary & Rates
- Voluntary Benefit Rates
As a NAFCS employee you have the opportunity to contribute to a 403(B). We use Edward Jones Financial Advisors with One America Investment lines. Edward Jones Advisors will be doing one-on-one meetings to enroll you and/or make changes to your 403(B) program. They will be in buildings starting in November. See school Administrative Assistants for sign ups. Any enrollments done in November will take effect on the first pay of December 2016.